You can apply directly through our Digiportal or visit our Lucknow branch. Simply submit your KYC and income proof; our AI-driven system will provide an instant eligibility check.

Once approved, the loan amount is disbursed directly to your verified bank account via NEFT/RTGS within 24-48 hours. No middleman, no checks, just direct digital transfer.

Customers can track their repayment schedule on the Mobile App. We also send automated SMS and WhatsApp notifications 3 days before your EMI date to help you maintain a good credit score.

FPO Loans: Leverage your collective harvest to secure the capital needed for bulk procurement and modern infrastructure while enjoying the benefits of corporate-scale financing.

Women’s Group Loans: Empower your entrepreneurial journey through community-backed credit that offers collateral-free funds and lower interest rates to foster financial independence.

This is a specialized credit facility designed for micro-enterprises, such as local retail shops, boutiques, and rural cottage units like handicrafts or food processing. These loans provide accessible capital to purchase inventory, upgrade small-scale machinery, or manage daily operational costs without requiring the heavy collateral typically needed for large corporate funding.

Yes, we offer flexible pre-closure options. Depending on the loan type, minimal foreclosure charges may apply as per RBI guidelines.